Marami ang gustong magkaroon ng credit card pero kung annual fees ang pag-uusapan, marami ang umaayaw dahil medyo malaki-laki din ang iyong babayaran. Kaya karamihan nag-aantay na may promo ang mga bangko na WAIVE yong annual fee sa kanilang mga credit card.
Mayrong mga bangko na they offer for a free annual fee, kaso isang taon lang. Sa susunod na mga taon, kailangan mo ng magbabayad.
Ang nagugustuhan ko sa credit card ng Robinsons Bank ay dahil lifetime WAIVE ang kanilang annual fees. Walang babayaran na annual fees, para sa akin maganda ito kasi hindi naman ako dependent sa credit card, for emergency purpose lang ang pagamit ng credit card.
Kung hindi ka dependent sa credit card, sayang yong pinagbabayad mo sa annual fees. Kaya mas maganda ganitong card ang para sa akin para mas matipid. Siguradong ganun din kayo, mas gusto nyo ang walang annual fees. Para makapag-apply, ihanda ang mga kakailanganing requirements na mababasa sa ibaba, ito'y mula mismo sa website ng Robinson Bank.
Unleash the power of 2-Gives! With Robinsons Bank DOS® Mastercard, all your purchases are automatically converted to 2 months installment, with no added interest and no minimum amount required. You will be billed for only half of your original transaction amount on the first cycle, and the other half on the next cycle.
What’s more, your annual fee is free for life when you use your Robinsons Bank Credit Card at least 12 times within a year, every year!
FEATURES AND BENEFITS
Better Security
Peace of mind, thanks to the EMV-chip technology, one-time password for 3D Secure transactions and SMS alerts for approved transactions
Contactless
More time for important things with your contactless card through Mastercard PayPass
Rewarding Experience
More rewarding experiences, earn 1 Point for every Php 50 spent with your Robinsons Bank Credit Card
Convenience
Convenience of cashless transactions anywhere where Mastercard is accepted and pay in Philippine peso
REQUIREMENTS
ELIGIBILITY
Must be 21 to 65 years old; at least 16 years old for Supplementary Cardholders
Must be a Filipino Citizen or a Foreigner who is a permanent resident of the Philippines for the last two (2) years
Must have a Minimum Gross Fixed Annual Income of Php 180,000 if single and Php 240,000 if married
Must be a regular employee or has an existing business that has been operating for the past (2) years
Must have a working landline, a postpaid mobile phone and an existing email address
Must reside or work within an area where a Robinsons Bank branch is located
EMPLOYED APPLICANTS
Copy of the latest ITR duly stamped as received by the BIR Form 2316 signed by the employer’s authorized representative
Latest payslip for one month
Original Certificate of Employment (COE) indicating the status, tenure, and compensation details
One (1) valid and unexpired photo-bearing Proof of Identification
SELF-EMPLOYED APPLICANTS
Copy of the latest ITR duty stamped as received by the BIR and Audited Financial Statements for at least two (2) years
Copy of Registration of Business Name (Mandatory Requirement)
Last three (3) months bank statement (optional)
One (1) valid and unexpired photo-bearing Proof of Identification
SELF-EMPLOYED APPLICANTS
One (1) valid and unexpired photo-bearing Proof of Identification
Any of the following official documents:
Valid Visa or Work Permit
Alien Certificate of Registration (ACR) or Immigration Certificate of Registration (ICR) or Alien Certificate of Registration Identification Card (ACR-1)
Valid Passport with any of the following:
Special Investors Resident Visa
Special Non-Immigrant Vosa for PEZA investors and Employees
Visa with Executive Order No. 226
Copy of Employment Contract or COE
Letter from the Embassy (for Embassy officials)
VALID PROOF OF IDENTIFICATION LIST
Company ID, if company is SEC, IC or BSP supervised or registered
Passport
Driver’s License
Social Security System (SSS) ID (plastic card type with signature)
Tax Identification Number (TIN) Card (plastic card type)
Philhealth Card
Government Service Insurance System (GSIS) Card
Philippine Regulatory Commission (PRC) ID
Voter’s ID
Unified Multi-Purpose ID (UMID)
All other IDs issued by the Philippine Government and its instrumentalities
Proof of Income
How will I know f na approves application ko
ReplyDeleteIf you're not a college student, finding the right approach to applying for your first card is a bit more complicated. The right approach will depend on your credit history.
ReplyDeletebusiness credit card machine
Application for credit card
ReplyDelete