ATOME CREDIT - Trustworthy Cash Lender in Philippines

February 17, 2019 47 comments
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Bagong pangalan sa iyong pandinig pero kung kilalanin mong mabuti, hindi sila bago para sa karamihan na may existing loan kay Kredit Pintar. Binago lang nila ang kanilang pangalan. Marami ang nakakagusto kay Kredit Pintar, sa katunayan kasama sila sa TOP 5 RECOMMENDED Lending Apps ng USAPANG PERA.PH.

 Ang rason kung bakit sila nagbago ay dahil nag-upgrade sila ng kanilang proseso at system of loan processing. Maraming idinagdag na features sa kanilang app kompara doon sa lumang app nila. Sa mga hindi pa alam kung anong mayron sa ATOME CREDIT, inaanyayahan namin kayong basahin ang mga importanteng impormasyon na mababasa nyo sa ibaba.

Atome Credit is the most trustworthy cash lender in Philippines. We provide fast, simple, transparent and secure loan service to Filipinos.

Example: ₱6000 for 3 months (interest 0.9% daily / APR 328.5% per year)
₱6000 / 3 = ₱2000 + ₱538 interest monthly. Total monthly ₱2538. Repayment period 61 days to 90 days. Loan payable in 90 days.

Who can apply for loan?
Employed, ages 18-55 with Android phones

What are the requirements for application?
Valid ID and Active Bank Account

How to Apply for Loan:
1. Fill out the application form. Let us know more about you! Fill up the online application form in 5 minutes.

2. Check the app for processing status. Be sure not to uninstall the app to know the status of your application!

3. Receive your money. Once approved, you will receive a confirmation message that loan was transferred to your bank account. Expect transfer 24-48 hour after approval.

4. Tap the repayment tab in the app to process loan payment at multiple online and offline partner merchants.

Terms and Conditions: 
Atome Credit charges a one time sign up fee, service fee and loan interest of 0.9% per day. (APR 328.5% per year)

Settle loan balances on or before due date to avoid late charge fees. 
Loans payable up to 90 days.

Repay on time and the other fees could go down!

Unit 1605 Centerpoint Building, Julia Vargas Ave., cor Garner Rd., Ortigas Center, Brgy. San Antonio, Pasig City

Atome Credit is a brand of Neuroncredit Financing Company, Inc., a Financial Technology company that is working to advance financial inclusion for each and every Filipino. Neuroncredit Financing Company, Inc is a subsidiary of Advance.AI, which aims to utilize Artificial Intelligence for the benefit of human society.

We would be excited to hear from you! If you have any feedback, questions, or concerns, please email us at:
cs@atome.ph

 To download and install ATOME CREDIT, please click this link para dumeretso kayo sa Google Playstore: http://bit.ly/AtomeCreditApp

Please panoorin ang video tutorial namin sa Youtube channel na USAPANG PERA TV at huwag kalimutang mag-SUBSCRIBE and also click the BELL button para makakatanggap kayo ng notification o ALERT kapag may bago kaming video tutorial sa isang lending apps o lending company.


UNFORTUNELY, ATOME CREDIT or ATOME PH discontinued their cash loan product since LOCKDOWN on MARCH 2020. They no longer accept any loa application. Thanks

Update can be read here: 
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47 comments:

  1. Unknown25 February 2019 at 00:11

    I though its fast to release a money why that is so matagal

    ReplyDelete
  2. Pintaro26 February 2019 at 00:27

    Bakit ang tagal ng disburstment ng loan ko approve naman n ako

    ReplyDelete
  3. Unknown26 February 2019 at 20:06

    Bakit po may tubo agad, wala nman ako nkuha sa atm ko.. Yung 2k na inuutang ko, ngaun nasa 5k n sya.. Meron po ako transaction history na ngpapatunay na walang pumasok na pera sa account ko.. Wag po kayong unfair, be fair sa mga tao..

    ReplyDelete
    Replies
    1. Rudolp15 May 2019 at 00:34

      Hi ano nangyari sa loan mo? Ano ginawa nila? Kasi same tayo e

      Delete
    2. Rudolp15 May 2019 at 00:35

      Ano nangyari sa loan mo? Ganyan din nangyari saakin e. Ano ginawa nila?

      Delete
    3. RAKETIRONG PINOY15 May 2019 at 08:51

      message nyo po sila sa kanilang facebook page at sabihin nyo na never nyong na claim ang pera..baka kasi sa ibang account yon napunta..

      Delete
    4. Unknown15 May 2019 at 22:32

      Same here guys. 3 weeks na ko nagcocomplain at nagpadala ng bank transaction na wala pumasok. Pinipilit pa din na may pumasok..nakakapikon na

      Delete
    5. Unknown28 June 2019 at 18:40

      Please send my reference number so that i will pay it tomorrow thank you

      Delete
    6. Unknown30 June 2019 at 17:15

      Hi! We have the same issue here I set up my loan just for 7,days para mabayaran agad. they credited to my account and I did not received the money walang pumasok na Pera. Now it's been two days since the is already expired or sabihin natin due na so still they added the charge to my account for the delayed payment the worst thing is I called and send email to them to fix this problem since I did not get the money. One of there representative confirm na hindi pumasok ang loan so recorded ang call nila sa phone ko. Its alarming because they have all the access in our account that might used our account to get more loan. Again and again I have send for how many times an email and call them to fix this concerned and the phone number set up in atome app is not reachable.

      Delete
  4. Unknown1 March 2019 at 03:13

    Magrequest po ako screenshot receipt Ng pagdeposit Ng nahiram Kong pera sa bdo acct.#007560145792 date feb.28 2019..salamat po

    ReplyDelete
  5. Unknown2 March 2019 at 00:51

    good day..saan po pwede mag bayad?

    ReplyDelete
  6. Unknown2 March 2019 at 06:53

    I love this loan app...it's really make help me for my needs...this is my2nd loan...thanks for kredit pintar...

    ReplyDelete
  7. Unknown3 March 2019 at 15:07

    Bakit po yung ni loan ko na 2k processing parin po 1week na naka lipas sabe approved daw tapos processing parin anong klase po yun ang tagal naman sabihin nyo nalang po kung disapproved para hindi na ako umasa

    ReplyDelete
  8. Unknown3 March 2019 at 16:41

    Paki cancel na po ng loan ko salamt

    ReplyDelete
    Replies
    1. AntiFraud5 August 2019 at 04:01

      Automatic disbursement sila. Unlike the other apps load may confirmation muna. Pero sila strategy nila.

      Delete
  9. Unknown14 March 2019 at 23:03

    Bkt wala p dn aqung narereceive n confirmation galings dragon pay corporation, khapon p Aquino nagbyad ng loan credit qu?

    ReplyDelete
  10. Unknown21 March 2019 at 00:07

    Bkt po wala pa po ako narereceive? Approve po ba o ndi? ?Need ko na po kase ung pera salamat po sna magreply po kau atome..

    ReplyDelete
  11. Unknown21 March 2019 at 02:49

    GALIT AKO SOBRANG GALIT AKO . NAG TRY LANG AKO AS IN TRIAL KUNG TOTOO BA TO . TAPOS NUNG ICACANCEL KO NA YUNG LOAN YUNG APP NAGLOLOKO AND THE VERY ALARMING PART IS YOUVE GOT MY ACCOU T NUMBER THIS IS NOT A VERY GOOD IDEA . IF YOU WILL NOT DELETE MY INFO UNDER THIS GDL IM GONNA FILE A CASE AGAINTS YIU

    ReplyDelete
  12. Unknown1 April 2019 at 20:25

    Naaproved po ako pero ang tagal po itransfer ung pera sa account ko. Panu po iyon
    Thank you

    ReplyDelete
  13. Unknown10 April 2019 at 03:47

    How to pay

    ReplyDelete
  14. Unknown10 April 2019 at 16:25

    Gud day po..mam last april 9 pa po kau ngtxt n ncredit napo sa bpi account ko po ung pera n renew ko po.e wala papo til now nireport ko n rin bpi e wla nmn dw floating n pera n paparating po..ano po nangyre?lumlakd po kc ung araw pero wala me natatanggap n pera po..im trying to connect po sa inyo e d ko po kau mkontak..pls reply nmn po.khit sto lng po..

    ReplyDelete
  15. Unknown10 April 2019 at 16:26

    Plsss reply po bkit wla p din po ung pinasok nyong pera

    ReplyDelete
  16. Unknown20 April 2019 at 00:10

    Paano po ang pagbayad wala daw akong loan pag open ko ng app

    ReplyDelete
  17. Unknown8 May 2019 at 06:51

    Paano po magbayad?

    ReplyDelete
  18. Unknown15 May 2019 at 00:27

    good day po! antay po ako if na appprove nyo until now mag 2 weeks na po akong waiting maam/sir.thank you. for follow up lang po ito.

    ReplyDelete
  19. Unknown5 June 2019 at 11:24

    I saw this on my fon. Someone barrow my Cp Pls help. Congratulations! Your loan application has been approved. Please wait for the notification of disbursement to your account within 24-48 hours. (AtomeCredit)
    Your loan of Php 2000.00 has been deposited to your account. Your due date is on 04/11/2019. Settle before due date to avoid late charges. (AtomeCredit)

    ReplyDelete
  20. Unknown5 June 2019 at 11:24

    I saw this on my fon. Someone barrow my Cp Pls help. Congratulations! Your loan application has been approved. Please wait for the notification of disbursement to your account within 24-48 hours. (AtomeCredit)
    Your loan of Php 2000.00 has been deposited to your account. Your due date is on 04/11/2019. Settle before due date to avoid late charges. (AtomeCredit)

    ReplyDelete
    Replies
    1. RAKETIRONG PINOY7 June 2019 at 06:45

      Baka natulad kayo sa akin, na-hacked nila account ko sa atome. Kahit hindi ako umutang mayron akong natanggap na text na approved yong loan...masaklap hindi naniniwala ang atome kaya, I stop promoting them sa www.usapangpera.ph

      Delete
  21. Unknown10 June 2019 at 01:31

    Just want to follow up my loan update..disbursing pa rin ei

    ReplyDelete
  22. Unknown23 June 2019 at 07:41

    Hw to repay the money

    ReplyDelete
  23. Unknown24 June 2019 at 06:14

    Sabi nyo Uclaimed e saan kukunin. Hindi naman nakalagay where should i get. Wala namang pumasok sa ATM Card ko.

    ReplyDelete
  24. Unknown28 June 2019 at 17:16

    Good day po. Can i ask po. If pwede yung voters certification as required valid I.D. .. Thank you po. Godbless

    ReplyDelete
  25. Unknown28 June 2019 at 18:43

    Pls sent my reference number..i will pay my loan cash tomorrow..thank you and more power to your good company..

    ReplyDelete
  26. Unknown30 June 2019 at 17:06

    had been sending emails and calling your number to fix my account. You been added the charges now for the delayed payment that again I did not received the money nor get you just credited to my account. I have been waiting your call now I need to know what is the address of your office so that I could file legal complain for you have not taken any actions to resolve this issue to my account.

    ReplyDelete
  27. Unknown30 June 2019 at 20:11

    this is one of the worst loan app.
    i paid my loan before my duedate. i sent the receipt to your cs. Someone called me to remind me of my loan, i told her i paid it already. but up to now, hindi nagre-reflect na bayad na ko. and now you charged me penalty daily. you keep on calling to the numbers (references) i've gave you. i called so many times, but no answering! i emailed so many times, but no response! i chat you so many times pero nag error system niyo. You are pissing me off. Magaling kayo pag mag follow up ng payment, so distructing na. pero pag nagbayad na tapos di nagreflect sa account ko na paid na ko, di niyo ko i assist, tapos bibigyan niyo ko penalty! So rude! call me, not those references i gave you.

    ReplyDelete
  28. Unknown30 June 2019 at 20:20

    beware of this scam loan app.

    ReplyDelete
  29. Unknown1 July 2019 at 21:23

    Good day po may comfirmation ako na with in 24-48 dibursement masend na sa bank account ko kaso 4 days na wala parin sa account ko

    ReplyDelete
  30. Unknown5 July 2019 at 21:50

    Grabe tong app na to grabeng salbahe ng creditor hayup di mo malaman na iaccess pala nila ung nga contacts mo sa phone tapos dun sila magsesend.. Mga walang hiya pa kausap...

    ReplyDelete
  31. Unknown31 July 2019 at 23:50

    Pano po pag di nakapgbayad on time. Do we have 90 days to settle the amount?

    ReplyDelete
  32. Unknown1 August 2019 at 18:12

    Due date ko tomorrow...pls send my reference no to pay at cebuana luiellier po thanks..dante

    ReplyDelete
  33. Unknown4 August 2019 at 14:06

    Sabi po na disburse na ung loan ko pero wla p pong pumsok s account pano pong ggwin dto lumlakd ung arw ng due nio pero wla ako nrecieve n khit anong amount s account ko pki gwan nmn ng praan

    ReplyDelete
  34. pons16 September 2019 at 00:53

    just wanna follow up the status of disbursement of my approved loan. appreciate feedback. thanks

    ReplyDelete
  35. pons16 September 2019 at 00:54

    test

    ReplyDelete
  36. Unknown22 September 2019 at 18:33

    This is the one of the worst apps ever,declined ako kahit complete ang mga requirements ko,ano b hanap ninyu?scam yata 2

    ReplyDelete
  37. sharery dair3 October 2019 at 13:40

    Be that as it may, it was powerful to urgent customers, bear not convey all the significant subtleties. 소액결제현금화

    ReplyDelete

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